Forget dirty bombs and cyberwar. Here are 3 threats that should truly terrify you.

The world — it seems — is on the verge of collapse. Wars rage in Africa and the Middle East. The Ebola virus spreads across West Africa. Edward Snowden, Chinese hackers, and Anonymous make a mockery of national cyber security. Religious fanatics are trying to get their hands on nuclear and chemical weapons.

Americans are afraid. And who can blame us? Spend too long with any of the major news outlets and the future can look pretty bleak.

But many of things Americans fear the most more or less are fantasies. That doesn’t stop us from spending time, effort, and billions upon billions of dollars trying to defend ourselves. Meanwhile, we often ignore the real threats — the technology, people and phenomena that actually can hurt us….

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