The Pitfalls of Two-Factor Authentication

Whether based on one-time password (OTP) tokens, USB devices, scratch cards, short message service (SMS) authentication or biometric data, two-factor authentication (2FA) is the main form of online security for many banks. But while this technology used to be cutting edge, today’s cybercriminals have learned how to evade this type of security—as proven by several recent, high-profile attacks around the world….

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